Our Financial Planning Process

Our process is designed to structure and implement a financial plan which will help you achieve your short and long-term financial objectives and is summarised below:

Step 1: Understanding your needs

  • We work with you to set out your income, assets, debts and commitments to build an accurate picture of your current situation.
  • Together we will discuss your current financial situation, identify and prioritise your specific goals, needs and objectives.
  • We will identify any issues that might prevent you from achieving your objectives.
  • Based on the information provided by you we will work out how best to achieve your financial objectives.

Step 2: Preparing a recommendation

  • We will prepare a statement of advice which details the strategies you need to implement to achieve your goals.
  • We will make recommendations in writing.
  • We will explain the basis of the strategies we recommend.
  • We will comprehensively explain all fees and charges.
  • Together we will address any concerns to ensure that you are completely satisfied with our recommendations.

Step 3: Implementing your strategy

  • We will step you through the key features and benefits of our recommendations.
  • We will implement an agreed strategy tailored to your individual needs.
  • Together we will complete all the necessary paperwork to implement your financial plan.

Step 4: Reviewing and updating your plan

  • We will offer to regularly review your financial plan to ensure it remains on track and properly reflects your changing needs and circumstances.
  • We ensure that all the technical and administrative matters are dealt with efficiently, which lets us focus our time on regularly reviewing the strategy we have developed together.
  • We will provide regular updates on your portfolio and review your overall strategy on a regular base and if necessary, recommend amendments to your overall strategy as appropriate.

If you would like further information or would like to arrange an appointment with our financial planner please contact us.